I learned early on to always close the game completely before attempting to play again later on. Just became habit to close application when I was done.
But this was also the case for me when I would watch videos on YouTube. If I didn't close Youtube before launching the game, it could lag the load time, as well as crash the game once it started.
I think the amount of effort it takes to run on console is the biggest reason for it. But that'd be my suggestion to avoid loading crashes.
Now I have had it freeze during the actual loading screen. I read before it's a known issue, and it always seems to happen when the load screen is of the torch.
I simply back out and close the app and reload it again. Hasn't happened often, in fact the other day was the 1st time in a long time, but I did watch some Youtube before... sooo...