Regarding invisible ghouls.Checking out the update and it seems i'm encountering some problems...
1. Went into the city and suddenly got performance problems... Died because i had a drop to less than 1 FPS. My assumption is concerning the Ghouls...
2. ...because i decided to change the quality of UMA Textures in the settings after i came back to the city (which helped a lot for FPS), but the Ghouls disappeared... or rather went invisible...
3. Luckily i placed a bedroll this time, but that didn't stop me from dying a couple times to invisible ghouls... Lowered difficulty and ghouls back to normal after going to menu and back.
Every time you adjust the uma texture mid game it'll do this or some other freaky visual effect.
Best practice is to make the adjustment and exit the game, reload and enter and they won't be invisible anymore.
I personally have my setting like:
View attachment 23945
and don't have an issue. May not work for you since all rigs are different but it's worth a shot.