If it were up to me I would get rid of loot rooms in general for a whole different host of reasons. I think there are some POIs that double back within the POI to a lower floor or basement but in general tier 5 POIs are generally not worth running outside of enjoyment IMO.
I don't get the skill myself, I was more thinking of the game structure. I think the game, overall, would just be better if it focused on a "reality". It can be a reality where there are super heroes, or dragons, or zombies, or a post-1950's nuclear explosion. I think it's story telling 101 and what separates a quality RPG from something like Fortnite or the new CoD.
For the record I am not suggesting the game would be bad with the perk in it, but rather I think it would be better if it focused on a shared reality